HVAC Lease

Air Conditioning leasing Is an option for some Homeowners and Business Investors who cannot afford an expensive HVAC system or may have a poor credit rating.

However, it would help if you understood that an HVAC lease binds you into a long-term contract that cannot be broken and incurs high interest rates.

One major downfall of an HVAC lease, is the fact that most are not a lease-to own contract and even after paying monthly for the lease for 7 to 10 years, you will never get to own the unit.

Some leases have a hidden BUYOUT at the end of the lease period, which you must pay. Most likely, it’s not an affordable price based on the age of the equipment, and the only way to avoid paying the exorbitant high cost of the buyout is to sign another lease for a new system. Unfortunately, this will lock you in for another 7 to 10 years. Not a good deal!

When you factor in the total costs of all your payments plus the buyout at the end of your lease, you’ll be shocked that you’ve paid $25,000 to $30,000thousand dollars for a $10,000 unit. Before signing a lease, you should inquire as to what options will be available to you upon making your last lease payment.


HVAC Financing

Purchasing an air conditioner and financing it over a 10-year period is a much better solution! If you have decent credit, this solution will save you over $10,000 IN COMPARISON TO A LEASE!

Find a reputable HVAC contractor that has been in business for over ten years, preferably selling Home Warranties and Labor Warranties, and is licensed by the State of Florida Department of Insurance.

This company can legally sell you an Extended 10 Year Labor Warranty. It must deposit money with the State of Florida for the duration of the warranty period for your safety and peace of mind.

This company can offer you 10 Year Financing, including a 10 Year Labor Warranty that matches your equipment Manufacturer 10 Year Parts Warranty and 10 Years of Maintenance.

This is an all-inclusive warranty and covered if something should break down.

This more affordable solution to leasing a Central Air Conditioner has much lower monthly payments with no HIDDEN BUYOUT at the end of your FINANCE PAYMENTS. All the perks, and you own it!

10 Year Financing, 10 Year Labor Warranty, 10 Year Maintenance

No up-front costs: After the HVAC unit is installed, you need to pay the monthly finance charges.

Free Repairs costs – The monthly finance cost covers needed repairs.

Free Maintenance costs – The monthly finance cost covers annual maintenance. Financing Terms – You can finance an air conditioner all the way out to 10 years. Ownership – After completion of your payments, the system is yours.

Value To Home – The new HVAC system will add value to the property.

This article is for educational purposes only. We offer competitive and exclusive financing options that far outweigh HVAC Lease options in the long run. Financing a system instead of renting one will save you thousands in the future! 

Let us offer you a FREE in-home A/C estimate today!



ECM Air Conditioning, with its headquarters located in Boynton Beach, FL, provides air conditioning services within Palm Beach County, Broward County, Martin County, and St. Lucie County. If you’re looking to have a new HVAC system installed, we’re on-call and ready to assist you. So if you’re in need of an HVAC installation, don’t hesitate to contact us today to schedule an inspection! Our HVAC installation experts will check your ductwork, measure, check wire sizes, and more before making recommendations to ensure maximum efficiency and comfort. Call us at 561-295-1763 or contact our HVAC installation team online by clicking here.


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